Here's a presentation with some great observations on life after the credit crunch, collated by Ines Seidel.
It's got the usual fears, but what I really like is that she has drawn out some positive personal things like the fact that kids are learning to accept no for an answer, and people are discovering family as they look for more free things to do together.
How is the credit crunch affecting you? Any hidden rays of positivity she's missed? Write in and let me know, and maybe we can create our own presentation on silver linings :)